Your actual loan rate will be based on your credit history, utilization of credit union services and repayment option. Finance up to 100% of the Dealer Cash Price on new autos, new motorcycles, boats and RVs or 100% of the retail KBB book value on used autos, used motorcycles, boats and RVs, plus credit insurance, tax, title, GAP and extended warranty. A down payment of 20% is required for all loans with a 85 to 120 month term. Minimum loan amounts may vary based on collateral offered, downpayment and creditworthiness. Balloon options available on Boats over 27ft. and RVs only.

*APR is Annual Percentage Rate. All rates listed include a maximum 0.75% reduction for active share draft account, direct deposit and automatic/electronic payments. APR may increase after closing, if any service eligible for a discount is discontinued.  Rates are subject to change without notice.  Rates effective as of March 25, 2009.
** Monthly Payment is based on payment per $1,000 for term and rate shown above.

 

Any type of IRA share or IRA certificate may not be used as collateral on any type of loan. These loans are not eligible for service discounts, and they are not based on the member's credit score.

These loans are not eligible for service discounts and the rate you pay is not based on your credit history.
* VPR is Variable Periodic Rate. Rates may change monthly based on the discretionary dividend rate paid on the account by Canyon State Credit Union as determined by the Board of Directors.
** APR is Annual Percentage Rate. "As low as" rates listed are based on the Money Market Account rate as of June 1, 2009 and the Share Rate of .25% as of June 1, 2009. These rates are subject to change without notice.  Rates effective as of March 25, 2009.
***If more than one certificate is pledged, the highest certificate rate plus 3% will be the loan rate.

 

Your actual credit card rate will be based on your credit history.

*APR is Annual Percentage Rate. The APR is the same for purchase transactions, cash advances and balance transfers. However, there is no grace period for cash advances or balance transfers. Minimum monthly payment is 3% of the balance, or $20, whichever is greater, plus the amount of any prior minimum payments that you have not made and any amount you are over your credit limit. Additional terms and conditions of the Canyon State Credit Union Agreement and Disclosure apply.  Rates are subject to change without notice. Rates effective as of February 17, 2010. 

 

Your actual loan rate will be based on your credit history, utilization of credit union services and repayment option.

*APR is Annual Percentage Rate. All rates listed include a maximum 0.75% reduction for active share draft account, direct deposit and automatic/electronic payments. APR may increase after closing, if any service eligible for a discount is discontinued.  Rates are subject to change without notice. Rates effective as of November 20, 2009.
** Monthly Payment is based on payment per $1,000 for term and rate shown above.

 

* VPR is Variable Periodic Rate. Rates may change quarterly based on changes in the Wall Street Prime.
**APR is Annual Percentage Rate.

*** Interest rate is subject to floor of 9.00%
1) Prime rate from Wall Street Journal. Effective 12/16/08 - The Prime Rate is 3.25%

 

Page updated 3/25/09